Optis will do Restaurants, go under Pubs drop down on their web site. (O’Mahony Insurances)
Did you know that March Ireland seem to have a facility for Nursing Homes.
Travelers are writing the property and Ironshore are writing the Liability. The rates are very competitive.
(Cullen Insurances)
XS Direct:
O’Loughlin Insurances have recently reopened an agency with XS Direct who had been out of the Irish Market for a number of years. They are very useful when quoting for anybody who has been abroad and their NCB may have expired or anybody who has had a large claim/open claim.
It is a niche product and they are looking to take on some of the risk that the majority of the market will not touch! There is a €3k excess for each and every claim and whilst they won’t be to every customers choice they will be the only option for some!
Zurich Household Rates
O’Loughlin Insurances have had numerous cases recently with Zurich where renewals have been re-brokered and the Zurich New Business premiums are quoting considerably cheaper than the renewal. We have had some cases where the difference has been up to €300! When queried with our BDM she informed us that there is nothing they can do and we cannot rewrite the policy as new business. This has proved costly and we have lost a large percentage of our clients as a result. Are other brokers experiencing this and how do we go about combatting same? (O’Loughlin Insurances)